QR Code Type
EPC Payment QR Codes
Create EPC Payment QR codes (SEPA Credit Transfer) that pre‑fill IBAN, BIC, amount and references in supported EU banking apps. Faster, error‑free payments from print and signage.
EPC Payment QR Codes
What is an EPC Payment QR Code?
An EPC Payment QR code encodes a SEPA Credit Transfer in the standard BCD format. When scanned by a compatible EU banking app, the transfer form is pre‑filled with your IBAN, BIC, amount, and references – reducing manual entry and errors.
How EPC Payment QR Codes work
QRUpp constructs a BCD payload that follows the European Payments Council specification for SEPA Credit Transfers. Supported mobile banking apps parse the data and present a ready‑to‑send payment screen.
Create an EPC Payment QR Code in QRUpp
- Log in to your account and click Links in the left hand menu, then Create Link.
- Select PayPal at the top of the page.
- Enter a meaningful name for your QR code.
- Enter IBAN, Payee Name, Amount, BIC, Reference, Text, Info.
- Choose the style, colours, frame, foreground/background images, and optional logo.
- The preview updates in real‑time as you adjust settings.
- Click Generate to save your QR code.
- Download as SVG, PNG, JPG, or WEBP or print to hard copy or PDF.
Requires an account.
Best uses
- Invoices & statements: speed up settlement with pre‑filled transfers.
- Donations & membership fees: posters, letters and flyers for EU audiences.
- Trade shows & events: onsite payments without card terminals.
- Order forms: simplify bank transfers for B2B purchases.
Tips for successful SEPA payments
- Use a valid IBAN and (if required by your bank) include the BIC.
- Amounts are in EUR; keep two decimal places (e.g.,
49.90). - Keep Payee Name and Reference concise and uppercase where possible.
- Test with at least two EU banking apps to confirm parsing.
Unlimited QR code scans – always
Example Output
EPC Payment QR Code example
A sample EPC Payment QR Code generated with QRUpp. For print, use a minimum size of 25–35 mm for reliable scanning.
FAQ
EPC Payment QR Codes: FAQs
Many EU banking apps that support SEPA Credit Transfers can scan EPC/BCD format QR codes. Support varies by country and bank, so always test with the main apps your customers use.
EPC Payment QR codes are based on the SEPA Credit Transfer standard and use EUR (Euro) as the currency.
EPC Payment QR codes themselves do not provide scan analytics. If you need tracking, you can add a companion Dynamic QR code (for example, linking to a confirmation page or signup form) alongside your payment code.
No. EPC Payment QR codes are designed for single SEPA Credit Transfers. For recurring payments, the payer must set up a standing order or recurring transfer with their bank.
QR Code Types
Create QR codes for any use case
From simple links to payments and events, generate QR codes tailored to your needs.
Not sure which QR code you need? Read our complete guide to QR codes for business to understand how they work and when to use each type.
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Create your EPC Payment QR Code in seconds
Open the EPC Payment QR Code generator, customise your design, and download a print-ready QR code in just a few clicks.
